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Orchard Bank

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54 complaints

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Orchard Bank social reviews and reports. Join community by posting your own comments or complaints.

Orchard Bank is a public company that provides different services related to credit cards. Orchard Bank credit card issues different MasterCard products. Millions of people have applied for Orchard Bank credit card on-line to establish or re-establish their credit with the help of the company. Orchard Bank credit card is issued by HSBC Bank Nevada. This bank was founded in 1865 and since than expanded into one of the leading financial companies in the world. At the present time it is represented in many countries worldwide.

According to this, Orchard Bank credit card holders are guaranteed worldwide recognition and acceptance of the cards. Please try to contact Orchard Bank Customer Service directly prior to posting any complaints on this site.

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Orchard Bank Complaints & Reviews

Orchard Bank Reviews

Anonymous
Orchard Bank Rip Off

I had a small balance and the minimum payment was $15, so I set my automatic payment to pay $20 each month. Then they changed the minimum payment to $25 and charged me 3 late fees...

#280028
Dec 08, 2011
169

Anonymous
Orchard Bank

Continued to charge my bank account when it was paid in full and closed .When I got on the phone with them a recording made sure I was signed up for customer survey afterward...

#278818
Dec 02, 2011
152

Anonymous
Orchard Bank - Charged me a late fee after they charged a yearly fee

II had my acct down n I had a emergency and knew that I had some money on my card they charged me a yearly fee I knew nothing about then they charged me three times on a late fee c...

#273925
Nov 09, 2011
219

Btirban
HSBC MC card issued by Orchard Bank

A totally legal way of Ripping off customers with what they label as high risk or bad previous credit score/report. a word of advise to anyone out there who might consider applying...

#272388
Nov 02, 2011
399

Work2do
Orchard Bank - Orachard Bank

I got an Orchard bank card to rebuild my credit. I wanted the card for emergency situations between paydays. I paid my bill in full by auto debit and the held my payment 14 days. T...

#260372
Sep 07, 2011
1286

Martygraw
Orchard Bank IS A BIG PAIN IN THE ***!

I also keep receiving offers from Orchard Bank for a Mastercard. The front of the envelope has "pre-selected status" written on it and yet whenever I have tried to take the bait a...

#260034
Sep 05, 2011
793

Anonymous
Orchard Bank - Constant spam E-Mails

I have unsubscribe over a dozen times now over several months and I continue to get unwanted, unsolicted, annoying Credit card solicitations. I have contacted the banking commissi...

#258503
Aug 29, 2011
474

Davidsdi...
Orchard Bank Is NEGLIGENT!!!!

I went shopping on 8/13 in Jersey Garden Mall and went to Aeropostal. The cashier made a mistake and post voided my transaction and charged me again. The first authorization was ...

#255986
Aug 17, 2011
708

Anonymous
Orchard Bank - Orchard has high interest rates. First new chance I got. I now have low int. rate card. I on track

I put myself in a terrible place credit wise. I needed someone to help me rebuild. They have done this. I get more and more credit and have a quite good credit rateing, Never i...

#254964
Aug 12, 2011
769

Finljr
Orchard Bank--

Just recently I decided since I was a full time college student, that even though I had good credit because of my student loans, that I would get some credit cards to help me make ...

#251002
Jul 24, 2011
728

Anonymous
Orchard Bank - Fraudsters and Deceptionists!

I have been an Orchard customer for longer than I wish. However, recently they locked my account due to some vendor being hacked. During this lockout, they repeatedly transferred...

#250390
Jul 21, 2011
780

Uggghmad
Orchard Bank

Orchard bank is a true rip off and customer service is lousy. Every time you speak to someone it is a different thing they are so full of crap. Don't take it they will rip yo...

#250221
Jul 20, 2011
428

Anonymous
Orchard Bank doesn't care about it's customers!

I was satisfied with Orchard Bank to begin with even though they added an undisclosed charge of $69.00 to my balance for a yearly fee that I wasn't aware that they were going to ch...

#247628
Jul 08, 2011
550

Slimpikens
Orchard Bank - Due date fell on Sunday payment posted the next morning= Late fee

I've had a M-card from Orchard bank for a couple of years following a serious illness that neary bankrupted me. Until now I have not had a problem with them besides several req...

#243757
Jun 16, 2011
793

Puppy Dog
Orchard Bank SPAM E-MAIL ON AND ON.

ORCHARD BANK ARE A CROOKED; THAT WON'T STOP SEND THEIR *** E-MAIL OFFERS.Therefore, their e-mails has been totally HARASSMENT;This nonsense simply will ...

#243160
Jun 14, 2011
972

Anonymous
Orchard Bank

I recieved a offer in the mail for a card with 0% on balance transfers....when I recieved the card, I called, to transfer a balance as was the whole purpose for the card. I was inf...

#242991
Jun 13, 2011
713

DocL
Orchard Bank - SPAM MARKETER

This company is the most aggressive spam marketer on the internet. They bombard e-mail accounts with Orchard Bank credit card spam and there is no way to contact them to put an end...

#235378
May 02, 2011
1221

Bornagai...
Orchard Bank - PTSD in Md!

Orchard Bank are non American thieves .You pay your bill off instead of the minium take money from your account and won't apply it until 2weeks later . Awefull customer service...

#233506
Apr 21, 2011
824

Anonymous
Orchard Bank - Tricky application process

My husband filled out a application on-line for the orchard bank credit card.When he was on the last page of the application, It called for his banking information so they could wi...

#230122
Apr 01, 2011
2095

Jennifer...
Orchard Bank deserves to be sued!

Orchard Bank decieved me with hidden fees and rotten customer service.When I called to complain about an undisclosed yearly fee, the customer service supervisor, Carol,...

#224579
Mar 02, 2011
1696

Anonymous
Orchard Bank - Junk Mail

I get several junk e-mailing every day from odd-ball addresses with credit card offers from Orchard. I cannot block the messages because the sender addresses keep changing. This h...

#223305
Feb 23, 2011
782

Clintmunt
Orchard Bank - Non-americans

It would be nice if you could communicate with these people, cant understand a dam word from them they try selling all this extra *** to you like insurances and protections. ive l...

#214639
Jan 04, 2011
560

Jcramer1
Orchard Bank Rip Off

I purchased a laptop which was never delivered. I complained and Orcard Bank who gave me the credit. Several weeks later Orchard bank put the charge back on my card without my au...

#213706
Dec 29, 2010
960

Anonymous
Orchard Bank - Holding payments to account for excessive amount of time

Orchard Bank credit card company has a policy of holding payments for up to 14 days after receiving notication from my bank that the payment has cleared. This ties up available cr...

#210133
Dec 04, 2010
2653

Tmoney
Orchard Bank can suck it!

I've had my Orchard Bank mastercard for 5 years now. I always make at least double the minimum monthly payment. Rarely have I been late. Suddently my limit went from 500.00 t...

#209489
Dec 01, 2010
3367

Anonymous
Orchard Bank - Customer for yrs, & I'll pay for.increases.

I've been a customer of Orchard mastercard for yrs.now.never late,good rating.Said I would receive periodic increases accordingly.Never got such.called to inquire & was told I&...

#203663
Oct 21, 2010
2467

Anonymous
Orchard Bank - Stiff the bank even if it's only postage.

I received an application and offer for an Orchard Bank platimum MasterCard today. After reading this website's negative comments on Orchard Bank I sealed and returned their a...

#202923
Oct 16, 2010
1284

Anonymous
Orchard Bank - Line Increase

I opened up an account with Orchard over a year and a half ago. I was told that if I kept my account in good standing I would be rewarded with a line increase which would reflect g...

#202861
Oct 15, 2010
2144

Anonymous
Orchard Bank-Misleading info

I received an invitation to obtain a card from a "new bank in the neighborhood". It was supposedly about 10 miles away. It would have $1,000 cap with 14% interest.After I u...

#202848
Oct 15, 2010
1185

Rsob
Orchard Bank - Not a good card to build credit.

I've had an Orchard Bank card for four years now. I applied for the card to help rebuild my credit. I've never been late on a payment and never have gone over my limit. I...

#202469
Oct 13, 2010
3041
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A bank is a type of financial institution that acts as a payment agent for customers. It borrows and lends money. In the United States banks are not allowed to own non-financial companies. Banks operate as payment agents since they conduct checking or current accounts for customers, paying cheques, and collecting cheques deposited the current accounts. These financial stuctures offer almost all types of payment services. The activities of a bank can be subdivided into retail banking, private banking, business banking, and investment banking. Banks offer more commercial services which include: issue of banknotes (promissory notes issued by a banker and payable to bearer on demand); issuing bank drafts and bank cheques; providing documentary and standby letters of credit, guarantees, performance bonds, securities underwriting commitments and other forms of off balance sheet exposures; safekeeping of documents and other items in safe deposit boxes; currency exchange; sale, distribution or brokerage, with or without advice, of insurance, unit trusts and similar financial products as a financial supermarket

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