Home  »  Orchard Bank

Orchard Bank

Rating:
60 complaints

Orchard Bank Icon

Orchard Bank social reviews and reports. Join community by posting your own comments or complaints.

Orchard Bank is a public company that provides different services related to credit cards. Orchard Bank credit card issues different MasterCard products. Millions of people have applied for Orchard Bank credit card on-line to establish or re-establish their credit with the help of the company. Orchard Bank credit card is issued by HSBC Bank Nevada. This bank was founded in 1865 and since than expanded into one of the leading financial companies in the world. At the present time it is represented in many countries worldwide.

According to this, Orchard Bank credit card holders are guaranteed worldwide recognition and acceptance of the cards.
Please try to contact Orchard Bank Customer Service directly prior to posting any complaints on this site.

Best Consumer Reports

Orchard Bank Complaints & Reviews

Orchard Bank Reviews

OcoeeLady
Orchard Bank Witholding Payment Even Though Its Their Fault
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I was looking at my emails and I discovered one from Orchard Bank that said one of payments had been returned. I knew that was not possible because I know the money was in the acco...

#316655
May 05, 2012
65

Steveloh...
Orchard Bank IS INTO FRAUD AND DECEPTION OFFERING CONSUMERS A CREDIT CARD THAT WILL NOT IMPROVE
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

Orchard Bank alias HSBC card services offers a credit card that will improve your credit score and rating BULLSHIT i have paid my card on time every month for over two years with ...

#314930
Apr 26, 2012
172

Cantu314...
Orchard Bank - Unwanted emails
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I have been receiving unwanted emails for Orchard Bank for several years and have tried to sweep them -delete them and nothing works. I never gave them permission to send me any em...

#310929
Apr 09, 2012
195

Anonymous
Orchard Bank card
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I paid my account in full (first month with the new Orchard bank card). I used my checking account like an auto check, thinking it was the fastest way to pay my account. After 4 da...

#305720
Mar 18, 2012
492

Erty
Orchard Bank - The big O sucks
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I opened an acount with my own money and have mised paments now they are charging 35% on the balance.If you get there card be able to pay it off or you will get hamered. they...

#303404
Mar 09, 2012
287

ErikaRey...
Orchard Bank Hurting People
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I wanted to boost my score and thought this would be the way to help. I applied and it submitted two and when I called to ask them about this they said okay we will get rid of one....

#302941
Mar 07, 2012
332

Anonymous
Orchard Bank Rip Off
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I had a small balance and the minimum payment was $15, so I set my automatic payment to pay $20 each month. Then they changed the minimum payment to $25 and charged me 3 late fees...

#280028
Dec 08, 2011
535

Anonymous
Orchard Bank
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

Continued to charge my bank account when it was paid in full and closed .When I got on the phone with them a recording made sure I was signed up for customer survey afterward...

#278818
Dec 02, 2011
456

Anonymous
Orchard Bank - Charged me a late fee after they charged a yearly fee
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

II had my acct down n I had a emergency and knew that I had some money on my card they charged me a yearly fee I knew nothing about then they charged me three times on a late fee c...

#273925
Nov 09, 2011
511

Btirban
HSBC MC card issued by Orchard Bank
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

A totally legal way of Ripping off customers with what they label as high risk or bad previous credit score/report. a word of advise to anyone out there who might consider applying...

#272388
Nov 02, 2011
857

Work2do
Orchard Bank - Orachard Bank
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I got an Orchard bank card to rebuild my credit. I wanted the card for emergency situations between paydays. I paid my bill in full by auto debit and the held my payment 14 days. T...

#260372
Sep 07, 2011
1774

Martygraw
Orchard Bank IS A BIG PAIN IN THE ***!
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I also keep receiving offers from Orchard Bank for a Mastercard. The front of the envelope has "pre-selected status" written on it and yet whenever I have tried to take the bait a...

#260034
Sep 05, 2011
1017

Anonymous
Orchard Bank - Constant spam E-Mails
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I have unsubscribe over a dozen times now over several months and I continue to get unwanted, unsolicted, annoying Credit card solicitations. I have contacted the banking commissi...

#258503
Aug 29, 2011
908

Davidsdi...
Orchard Bank Is NEGLIGENT!!!!
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I went shopping on 8/13 in Jersey Garden Mall and went to Aeropostal. The cashier made a mistake and post voided my transaction and charged me again. The first authorization was ...

#255986
Aug 17, 2011
993

Anonymous
Orchard Bank - Orchard has high interest rates. First new chance I got. I now have low int. rate card. I on track
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I put myself in a terrible place credit wise. I needed someone to help me rebuild. They have done this. I get more and more credit and have a quite good credit rateing, Never i...

#254964
Aug 12, 2011
1100

Finljr
Orchard Bank --
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

Just recently I decided since I was a full time college student, that even though I had good credit because of my student loans, that I would get some credit cards to help me make ...

#251002
Jul 24, 2011
990

Anonymous
Orchard Bank - Fraudsters and Deceptionists!
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I have been an Orchard customer for longer than I wish. However, recently they locked my account due to some vendor being hacked. During this lockout, they repeatedly transferred...

#250390
Jul 21, 2011
990

Uggghmad
Orchard Bank
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

Orchard bank is a true rip off and customer service is lousy. Every time you speak to someone it is a different thing they are so full of crap. Don't take it they will rip yo...

#250221
Jul 20, 2011
590

Anonymous
Orchard Bank doesn't care about it's customers!
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I was satisfied with Orchard Bank to begin with even though they added an undisclosed charge of $69.00 to my balance for a yearly fee that I wasn't aware that they were going to ch...

#247628
Jul 08, 2011
809

Slimpikens
Orchard Bank - Due date fell on Sunday payment posted the next morning= Late fee
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I've had a M-card from Orchard bank for a couple of years following a serious illness that neary bankrupted me. Until now I have not had a problem with them besides several req...

#243757
Jun 16, 2011
1072

Puppy Dog
Orchard Bank SPAM E-MAIL ON AND ON.
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

ORCHARD BANK ARE A CROOKED; THAT WON'T STOP SEND THEIR *** E-MAIL OFFERS.Therefore, their e-mails has been totally HARASSMENT;This nonsense simply will ...

#243160
Jun 14, 2011
1409

Anonymous
Orchard Bank
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I recieved a offer in the mail for a card with 0% on balance transfers....when I recieved the card, I called, to transfer a balance as was the whole purpose for the card. I was inf...

#242991
Jun 13, 2011
902

DocL
Orchard Bank - SPAM MARKETER
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

This company is the most aggressive spam marketer on the internet. They bombard e-mail accounts with Orchard Bank credit card spam and there is no way to contact them to put an end...

#235378
May 02, 2011
1566

Bornagai...
Orchard Bank - PTSD in Md!
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

Orchard Bank are non American thieves .You pay your bill off instead of the minium take money from your account and won't apply it until 2weeks later . Awefull customer service...

#233506
Apr 21, 2011
1002

Anonymous
Orchard Bank - Tricky application process
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

My husband filled out a application on-line for the orchard bank credit card.When he was on the last page of the application, It called for his banking information so they could wi...

#230122
Apr 01, 2011
2516

Jennifer...
Orchard Bank deserves to be sued!
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

Orchard Bank decieved me with hidden fees and rotten customer service.When I called to complain about an undisclosed yearly fee, the customer service supervisor, Carol,...

#224579
Mar 02, 2011
1990

Anonymous
Orchard Bank - Junk Mail
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I get several junk e-mailing every day from odd-ball addresses with credit card offers from Orchard. I cannot block the messages because the sender addresses keep changing. This h...

#223305
Feb 23, 2011
1028

Clintmunt
Orchard Bank - Non-americans
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

It would be nice if you could communicate with these people, cant understand a dam word from them they try selling all this extra *** to you like insurances and protections. ive l...

#214639
Jan 04, 2011
676

Jcramer1
Orchard Bank Rip Off
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

I purchased a laptop which was never delivered. I complained and Orcard Bank who gave me the credit. Several weeks later Orchard bank put the charge back on my card without my au...

#213706
Dec 29, 2010
1151

Anonymous
Orchard Bank - Holding payments to account for excessive amount of time
5.0 1441 Schilling Place SalinasCA93912 1-503-293-4037, 1-800-283-8373 https://www.hsbccreditcard.com/ecare/contactus_nli?locale=en_US&brand=OB_000_000

Orchard Bank credit card company has a policy of holding payments for up to 14 days after receiving notication from my bank that the payment has cleared. This ties up available cr...

#210133
Dec 04, 2010
3286
< Prev 1 2Next >
Reviews 1-30 of 60

Related Information

Banks
A bank is a type of financial institution that acts as a payment agent for customers. It borrows and lends money. In the United States banks are not allowed to own non-financial companies. Banks operate as payment agents since they conduct checking or current accounts for customers, paying cheques, and collecting cheques deposited the current accounts. These financial stuctures offer almost all types of payment services. The activities of a bank can be subdivided into retail banking, private banking, business banking, and investment banking. Banks offer more commercial services which include: issue of banknotes (promissory notes issued by a banker and payable to bearer on demand); issuing bank drafts and bank cheques; providing documentary and standby letters of credit, guarantees, performance bonds, securities underwriting commitments and other forms of off balance sheet exposures; safekeeping of documents and other items in safe deposit boxes; currency exchange; sale, distribution or brokerage, with or without advice, of insurance, unit trusts and similar financial products as a financial supermarket

Featured Complaints