Orchard Bank - $74 Annual Fee for a $300 Credit Limit?!
I applied to Orchard Bank to improve my credit.Applied for a card with no annual fee.
I got approved for a credit limit of $300. The card showed up at my door Saturday, however the card that I now had also came with a $74. First thing Monday morning I was calling and complaining. I don't make much as it is, I am young and only working part time and they expect me to give them $74 for an annual fee which is almost 1/3 of the credit limit no to mention I made sure that I applied for a credit card with NO annual fee.
The first lady that I spoke to kept pushing for me to sign up for their credit protection plan, I had to tell her multiple times that I was not interested before she got the picture. Then she tried to force their life insurance on me and I demanded to speak to someone else. They gave me the run around for 30 minutes of the phone and couldn't do anything! not een cut it in half.
I was told the only thing they could do is close my account. My boyfriend however had the SAME problem but after him complaining they completely removed his fee.
I HIGHLY SUGGEST EVERYONE TO NEVER APPLIED FOR ANYTHING FROM ORCHARD BANK.I will not recommend Orchard Bank to anyone I know and I most definitely will never go bank to them.
You May Also Like
- "Had Capitol One card, got laid off and used paymen t protection. Capitol One added over draft fees, lates fees on when there was not over the limit, was not..."
- "We have had a commercial loan with US Bank since 1989. When we listed our building, we were told of the pre-pmt penalty but were promised they would waive..."
- "i called customer service asking for any statement or letter from the bank shows my current account balance on it , cause I'm buying a house and the lender need..."
- "We bought our wedding bands and engagement ring the beginning on 2012. My husband had his mother of pearl band break twice within months, just last week my ring broke...."
- "we had cabinets delivered damaged, broken and the customer service sucks. we have to delay our job three times now before of the damages to these cabinets. i would never..."
- "I'm upset because they don't know how to treat people I by a scooter for my daughter and when I get home was missing the charger I when back..."
- "i have sent a package with DHL to Egypt and they have lost my cargo in London. that is an unacceptable situation for an International Brand. They told me to..."
- "I bought a TV BOX for Miracast function, It was confirmed twice with the company, whether the products supports miracast, and was told that it supports miracast and already written..."
- "I bought small tube preamp which arrived incomplete, without the mains transformer, despite the seller's product description stating the transformer will be included. I have tried to resolve the matter with..."